|
|
Complete our EXPRESS online application
The PaycheckToday online application is fast and confidential.
Simply provide us with the required information about yourself,
your income, and your bank checking account. Applications
are pre-approved in just 30 seconds! Based on your application,
you may qualify for a payday loan up to $1000. Your credit
rating isn't important.
Your funds will be put in your bank account the next day.
After you have been approved for a loan, your registered bank
checking account will receive the approved funds on the next
business day. (Assuming transaction was completed during before
the close of business that day.) We offer several payment
options to work with your specific needs.
How does a payday advance work?
Even if you have bad credit, you can still get quick cash
for emergencies. Payday advances, also called "payday
loans", "cash advances","instant cash
loans", "payroll advances" or "paycheck
loans" are short-term loans that can be taken against
a future paycheck. Cash Advance Network loans require no faxing.
Just fill out the online application for instant pre-approval.
You can have your no fax cash advance deposited into your
account overnight. If approved, your loan proceeds will be
deposited directly into your personal bank account. When your
loan payment is due, the finance charge will be automatically
debited from your checking account unless other payment arrangements
have been made.
When will I get my money?
As soon as we have ALL the information from you that we need,
the approval process takes about one hour. If approved, your
cash advance loan amount will be deposited into your personal
checking account the next business day (if approved by 5PM
Eastern time). If you are denied, you will receive an email.
You can also call two business hours after applying to check
the status of your application
How much is the finance charge?
The Annual Percentage Rate (APR) on a typical 14 day loan
is 782.14%, which is $30.00 per every $100.00 borrowed. You
can also renew your loan.
I only get paid once a month, can I still get a loan?
Yes, your loan payment (in most cases) will be due on your
next payday.
How many times can I renew my loan?
You can renew the full amount up to 4 times. On the 5th, in
addition to the finance fee, you must start paying down your
loan in $50.00 increments. Your new finance fee will be decreased.
Every time there after you must pay your finance fee plus
a minimum $50.00 pay down until your loan is paid in full.
We encourage you to read every page because the answer to
your question is most likely found here. If you are unable
to find the information you need on this site, please do not
hesitate to contact us. If you have questions regarding your
application or the application process, you may contact us
by phone at 1-866-756-0600, by fax at 1-800-671-0131, or by
email at *customercare@paychecktoday.com |
