About US

AccountNow, headquartered in San Ramon, California, is the premier provider of financial solutions for the millions of US consumers who do not have established credit or traditional banking relationships.

Our money saving offers give consumers an alternative to "traditional" checking accounts and access to the financial and payment systems, including Debit MasterCard cards, and Pay Anyone bill payment .

Customers can rest assured in knowing their money is safe - protected by FDIC Insurance and the MasterCard Zero Liability Policy for unauthorized use.

Terms and Conditions for the AccountNow Vantage Debit MasterCard® Card.

This document constitutes the agreement ("Agreement") outlining the terms and conditions under which the AccountNow Vantage Debit MasterCard has been issued to you. By accepting and using this card, you agree to be bound by the terms and conditions contained in this Agreement. In this Agreement, "Card" means the AccountNow Vantage Debit MasterCard issued to you by MetaBank. "You" and "your" means the person or persons who have received the Card and are authorized to use the Card as provided for in this Agreement. "We," "us," and "our" mean MetaBank, our successors, affiliates or assignees. The Card will remain the property of MetaBank and must be surrendered upon demand. The Card is nontransferable, and it may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. Please read this Agreement carefully and keep it for future reference.

Definitions
The Card is a prepaid card. The Card allows you to access funds you place on the Card. The Card does not constitute a checking, savings or other bank account and is not connected in any way to any other account you may have. The Card is not a credit card. You will not receive any interest on your funds on the Card.

Personal Identification Number ("PIN"): We may, at our option, give you a Personal Identification Number ("PIN"). If we give you a PIN, you may use your Card to obtain Cash from any Automated Teller Machine ("ATM") that bears the STAR(r), Pulse(r), NYCE(r), Maestro(r) or Cirrus(r) brand or any Point-of-Sale (POS) device which requires entry of a PIN. All ATM transactions are treated as Cash withdrawal transactions. You should not write or keep your PIN with your Card. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately, following the procedures in the paragraph labeled "Your Liability for Unauthorized Transfers."

Depositing Funds to Your Card:
You may add funds to your Card, called "value loading", at any time. The amount of each value load must be at least $10.00 (There is no limit on the number of times you may value load your Card but there is a limit of five (5) value loads per day)(not to exceed a daily value load of $5,000). The maximum value load you may place on your Card when aggregated with any other cards you have authorized is restricted to $10,000

FREE paycheck direct deposits
With an easy sign up process (phone or online), you can now deposit your paycheck directly to your AccountNow Vantage MasterCard, FREE of charge! Then access cash at over 900,000 ATMs worldwide and make purchases wherever Debit MasterCard is accepted.

Save hundreds of dollars - avoid expensive check cashing fees!
Be in Control - choose how much and when to deposit your funds
Enjoy safety and convenience when using your card instead of cash
Get monthly online statements to track your cash flow and stay on budget

Contact Us

Investor Relations: InvestorRelations@accountnow.net or 925-498-1832
Business Development: BusinessDevelopment@accountnow.net or 925-498-1830
Jobs: Jobs@accountnow.net